.mk-hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--wt-navy, #1a2744) 0%,#223357 55%,#2b3f66 100%);color:#fff;padding:5.5rem 0 4.5rem;text-align:center}.mk-glow{position:absolute;inset:-40% -20% auto;height:130%;background:radial-gradient(600px 380px at 70% 20%,rgba(232,168,56,.28),transparent 65%),radial-gradient(520px 340px at 20% 80%,rgba(232,168,56,.14),transparent 60%);pointer-events:none}.mk-hero .container{position:relative}.mk-chip{display:inline-block;background:#e8a83829;border:1px solid rgba(232,168,56,.45);color:#f4c877;font-weight:700;font-size:.82rem;padding:6px 14px;border-radius:999px;margin-bottom:1.1rem;letter-spacing:.02em}.mk-hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.08;margin:0 0 1rem;font-weight:900;color:#fff}.mk-lead{max-width:640px;margin:0 auto 1.6rem;color:#ffffffd9;font-size:1.08rem;line-height:1.65}.mk-cta-row{display:flex;gap:.8rem;justify-content:center;flex-wrap:wrap}.mk-btn-ghost{background:#ffffff14;color:#fff;border:1.5px solid rgba(255,255,255,.35)}.mk-btn-ghost:hover{background:#ffffff29}.mk-note{margin-top:1rem;color:#ffffffa6;font-size:.86rem}.mk-main{background:var(--wt-cream, #faf9f6)}.mk-section{padding:3.5rem 0}.mk-section h2{font-size:clamp(1.5rem,3vw,2.1rem);color:var(--wt-navy, #1a2744);margin:0 0 .4rem;text-align:center;font-weight:800}.mk-sub{text-align:center;color:var(--wt-gray-500, #6b7280);margin:0 0 2rem}.mk-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}@media (max-width: 900px){.mk-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width: 560px){.mk-grid{grid-template-columns:1fr}}.mk-card{background:#fff;border-radius:18px;padding:1.5rem 1.4rem;box-shadow:0 4px 14px #1a274412;border:1px solid rgba(26,39,68,.06);transition:transform .18s ease,box-shadow .18s ease}.mk-card:hover{transform:translateY(-3px);box-shadow:0 10px 26px #1a27441f}.mk-ic{font-size:1.45rem;width:52px;height:52px;display:grid;place-items:center;margin-bottom:.7rem;border-radius:14px;background:linear-gradient(135deg,#e8a83838,#1a274412);border:1px solid rgba(232,168,56,.35);box-shadow:0 3px 8px #e8a83826}.mk-card h3{color:var(--wt-navy, #1a2744);font-size:1.05rem;margin:0 0 .4rem}.mk-card p{color:var(--wt-gray-600, #4b5563);font-size:.93rem;line-height:1.6;margin:0}.mk-ba-wrap{background:#fff}.mk-compare-wrap{background:linear-gradient(180deg,rgba(232,168,56,.07),transparent)}.mk-compare{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.2rem;max-width:860px;margin:0 auto}.mk-col{background:#fff;border-radius:18px;padding:1.6rem;border:1px solid rgba(26,39,68,.08)}.mk-col h3{color:var(--wt-navy, #1a2744);margin:0 0 .8rem}.mk-col ul{margin:0 0 1rem;padding-left:1.1rem;color:var(--wt-gray-600, #4b5563);line-height:1.9}.mk-col-hero{border:2px solid var(--wt-amber, #e8a838);box-shadow:0 10px 30px #e8a8382e;position:relative}.mk-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}.mk-step{position:relative;background:#fff;border-radius:18px;padding:1.7rem 1.4rem 1.4rem;border:1px solid rgba(26,39,68,.06);box-shadow:0 4px 14px #1a274412}.mk-step-n{position:absolute;top:-14px;left:18px;background:var(--wt-amber, #e8a838);color:var(--wt-navy, #1a2744);font-weight:900;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;box-shadow:0 4px 10px #e8a83866}.mk-step h3{color:var(--wt-navy, #1a2744);font-size:1.02rem;margin:0 0 .35rem}.mk-step p{color:var(--wt-gray-600, #4b5563);font-size:.92rem;line-height:1.6;margin:0}.mk-linkline{text-align:center;color:var(--wt-gray-600, #4b5563);margin-top:1.8rem;line-height:1.7}.mk-linkline a{color:var(--wt-amber-dark, #b97f1d);font-weight:700;text-decoration:none}.mk-linkline a:hover{text-decoration:underline}.mk-faq-wrap{background:#fff}.mk-faq{max-width:720px;margin:0 auto}.mk-faq details{border-bottom:1px solid var(--wt-gray-100, #f3f4f6);padding:.9rem 0}.mk-faq summary{cursor:pointer;font-weight:700;color:var(--wt-navy, #1a2744);font-size:1rem;list-style:none;position:relative;padding-right:2rem}.mk-faq summary:after{content:"+";position:absolute;right:.2rem;top:0;color:var(--wt-amber, #e8a838);font-weight:900;font-size:1.2rem;transition:transform .15s ease}.mk-faq details[open] summary:after{transform:rotate(45deg)}.mk-faq details p{color:var(--wt-gray-600, #4b5563);line-height:1.7;margin:.7rem 0 0}.mk-final{background:linear-gradient(160deg,var(--wt-navy, #1a2744),#26395e);color:#fff;text-align:center;padding:4rem 0}.mk-final h2{font-size:clamp(1.4rem,3vw,2rem);margin:0 0 .6rem;font-weight:800;color:#fff}.mk-final p{color:#ffffffd1;max-width:560px;margin:0 auto 1.4rem;line-height:1.65}@media (max-width: 640px){.mk-hero{padding:3.8rem 0 3.2rem}.mk-section{padding:2.4rem 0}}